When it comes to luxury property investment, the process of keeping all the required balls in the air can prove stressful. From finding the right property to sourcing the perfect mortgage, for the busy business owner, it often requires time they simply just don’t have. Add into the equation the finding of tenants and the continued management of a number of different properties, and you could be forgiven if it all starts to feel like a little too much – but property investment consultant Michelle Niziol might just have the solution.
CEO and founder of not one, but six successful businesses and a charity, as well as being a mother of two, it’s safe to say that Michelle has grown accustomed to multi-tasking.
Her proudest achievement? MN Bespoke Property Investment – a multi-faceted property business that began life as a simple portfolio building service, but with a mostly vacant market sector propelling it forward, has grown into something much more comprehensive. The company now offers everything from high-net-worth mortgages to a luxury estate agency and realtor service, and has won itself a reputation as the creme-de-la-creme market leader in luxury property, that wouldn’t appear out of place on Million Dollar Listing USA.
Starting out as a mortgage advisor and opening her own brokerage in 2005 – for which she won several industry awards, including Top UK Broker from Barclays Bank – Michelle fell in love with the property world from early on in her career. Back then, she couldn’t have predicted where she would find herself today – heading up the powerful IMS Property Group, which comprises six different companies in the field, and a recognised property and finance expert who is a regular in mainstream media and even on TV.
Having set out on a mission to create a solution to every problem in the house buying process and to make the whole experience a seamless, hassle free and enjoyable experience for her clients, it seems that Michelle has achieved just that and more. The project began when Michelle, having created her own successful property portfolio, felt inspired to help others do the same. MN Bespoke Property Investment is now one of the companies Michelle runs alongside the IMS Property Group, which was founded in 2008 and comprises five additional companies offering additional services including lettings, property refurbishment and development.
MN Bespoke Property Investment itself caters solely to the luxury market and the high-net-worth customer. Each client – often a busy business owner – receives an ‘all-inclusive’ service which aims to alleviate the stresses and strains that often come with dealing with multiple companies at once to fulfill their needs, leaving their needs in safe hands who they know will get the job done for them. From raising finance and sourcing investment properties to negotiating and of course, managing the full sales process, the company also refurbishes properties ready for renting, markets rental properties to the right people and manages the entire process even after tenants have moved in.
According to data collated by the Financial Reporter, half of high-net-worth individuals have been rejected for a mortgage, with one in five of those surveyed having been turned down in the past decade alone. This has led to a loss in confidence in high-street banks to provide that property investors and buy-to-let landlords need, exposing a flaw in the market that MN Bespoke Property Investment has a solution for. Offering a more personal service that ensures that they will never be rejected again, it’s perhaps unsurprising that the company has won itself a legion of affluent fans who will likely remain customers for life.
To have successfully launched and run six companies in such a male-dominated industry is no small feat for Michelle, who sets a shining example for other women who might be looking to get into the luxury property industry. The epitome of a strong and powerful woman, she has proven that it is entirely possible not only to enter the industry, but to excel within it.
Her success has not gone unrecognised, and today she is known as one of the UK’s leading property and finance specialists, contributing regularly to mainstream media titles such as The Telegraph, The Financial Times and The Guardian, and more recently was nominated by Natwest as one of the Top 100 Most Inspirational Businesswomen for 2021, in honour of International Women’s Day.
Whichever way you look at it, there is no denying that Michelle is a force to be reckoned with, and MN Bespoke Property Investment in particular has transformed the luxury property investment process in just the way she had hoped. With an ever-increasing customer base but an impeccable and always exclusive level of service, she has big plans for the future. What can we expect from her next? You’ll have to watch this space.